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Personal Loans

Telcoe should be your first stop for a personal loan. You'll find lower rates, flexible terms and personal service.

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Telcoe offers a variety of Personal loans to meet all of your lending needs. No need to touch your savings, we offer competitive financing for just about anything. 

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  • Competitive rates
  • Turnaround time as little as 24 hours2
  • Local, Arkansas decision making and processing
  • Friendly, attentive service from start to finish

Peace of Mind for You & Your Family

Protect your loved ones from unpaid loan balances with Payment Protection Insurance. Learn about your coverage options.


No need to touch your savings. We offer competitive financing for one-time holiday or vacation costs like gifts, plane tickets, and hotel stays.

  • Competitive rates1 for vacation or holiday-related needs
  • More reliable and affordable than payday loans
  • Loan amounts from $500 to $2,000
  • Low $15 loan application fee
  • Both loans offer terms up to 12 months

We know that life sometimes brings unexpected expenses. That’s why we offer fast, affordable financing for just about anything.

  • Competitive rates1 for a wide variety of personal needs
  • No collateral necessary
  • Loan amounts vary by length of employment
  • Low $15 application fee
  • Choose from a variety of repayment terms customized to fit your life



Don't let bad credit get you down. Build or reestablish your credit history while you save for the future. Plus there’s no hidden fees to worry about.

  • Improve your credit score
  • Loan amounts between $500 and $1,000
  • Funds are frozen until loan is paid in full
  • Low $15 application fee
  • Low monthly repayment terms up to 24 months



Enjoy even lower rates 1. Use your Telcoe Personal Savings or personal property to secure financing for a variety of personal expenses.

  • Funds secured by savings established with Telcoe
    Federal or personal property as collateral
  • Typically lower rates due to collateral backing
  • Determined by collateral
  • Savings remain intact and incurring dividends, reducing the actual cost of your loan
  • Helps establish or re-establish credit
  • Choose from a variety of repayment terms customized to fit your life


1 Rates will vary depending on creditworthiness and are subject to change without notice. Loan terms available may vary depending on amount borrowed, the length of contract, credit history, and payment method. All loans are subject to approval. Regular terms and conditions apply. Telcoe Federal Credit Union is an Equal Opportunity Lender.

2 Turnaround time frames may vary based on the amount of time it takes to get the required paperwork and documentation to our loan department.


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