Apply for a Personal Loan
Telcoe offers a variety of Personal Loans to meet all your borrowing needs. You don’t need to touch your savings; we offer competitive financing with low origination fees for consolidating debts, major purchases, or just about anything.
Inquire NowPersonal Loan Rates
PERSONAL LOANS
A personal loan from Telcoe can help with life expenses.
- Competitive rates
- Local decision-makers and processing
- Turnaround time in as little as 24 hours
VACATION LOANS
Family vacation? Girls trip? We offer competitive financing on one-time vacation travel, plane tickets, and hotel stays.
- Competitive rates for vacation-related needs
- Reliable and affordable
- Up to 12-month repayment terms
CHRISTMAS LOANS
Sometimes Santa needs a little help! Telcoe is here to share the holiday spirit with one-time loans for gifts and holiday-related expenses.
- Competitive rates for holiday-related needs
Reliable and affordable
Up to 12-month repayment terms - Borrow up to $2000
- Contact us if you need help logging in
- Check out our Amazing 75th Anniversary Offers
SECUED PERSONAL LOAN
Enjoy even lower rates.1 Use your Telcoe Personal Savings or or personal property to secure financing for a variety of personal expenses.
- Property is used as collateral
- Typically, lower rates
- Savings remain intact and incur dividends
UNSECURED LOAN
We know that life sometimes brings unexpected expenses. That’s why we offer fast, affordable fixed-rate financing for just about anything.
- Competitive rates
- Loan amounts vary by length of employment
- Choose from a variety of customized repayment terms
1 Rates will vary depending on creditworthiness and are subject to change without notice. Loan terms available may vary depending on the amount borrowed, the length of the contract, credit history, and payment method. All loans are subject to approval. Regular terms and conditions apply. Telcoe Federal Credit Union is an Equal Opportunity Lender.
2 Turnaround time frames may vary based on the amount of time it takes to get the required paperwork and documentation to our loan department.
Personal Loans
| Type | APR | Amount | Turnaround Time | Terms |
|---|---|---|---|---|
| Signature | As low as 8.54% | $200 to $10,000 | same day when credit allows | up to 48 months |
| Credit Builder | As low as 15.00% | $500 or $1,000 | up to 72 hours | up to 24 months |
| Vacation | As low as 8.54% | $500 to $2,500 | same day when credit allows | up to 12 months |
| Christmas | As low as 8.54% | $500 to $2,000 | same day when credit allows | up to 12 months |
| Share Savings Secured | As low as 3.00% | Determined by Collateral | up to 24 hours | up to 36 months |
| FHA Title 1 Home Improvement | As low as 7.15% | same day when credit & property allows | up to 180 months |
GreenPath Financial Wellness
Are you struggling with high-rate credit card debt? Telcoe members have access to the services of our partner, Greenpath Financial Services. Get a free credit report review and see how your card rates and payments can be lowered—no credit approval required.
Have Questions? We’re Here to Help You!
Explore Other Great Loan Options
Auto Loans
Whether you're buying a new vehicle or refinancing an existing loan, our flexible terms and low interest rates make it easier to drive away with confidence.
Recreational Loans
Planning a cross-country excursion or ready to set sail? We have competitive rates and local processing to help you enjoy the good life.
Home Loans
We offer the most competitive rates and closing costs in Arkansas on mortgage loans, home equity loans, and home improvement loans.