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Telephone Banking

Manage your accounts using your phone.

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Waiting for a big check to clear? In addition to handy e-services, Telcoe offers 24/7 telephone banking information for all members.

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  • Fast, free, simple convenience for Telcoe members*
  • Easy, on-the-go access to your bank accounts
  • Access to your credit union only a phone call away
  • Perfect for times when a computer or branch isn't nearby
  • Available in English and in Spanish
  • Access account information 24/7 via any touch tone phone (including your cell phone):
    • Check account balances
    • See if checks have cleared
    • Make deposits and withdrawals
    • Transfer funds between your savings or checking accounts
    • Make loan payments by transfer from checking or savings


  • Touch-tone telephone
  • Your personal identification numbers
  • Your Telcoe member/account number
  • Your security code (PIN)
  • If you haven't set a PIN, it should be the last four digits of your Social Security number

Each savings or loan account has its own two-digit identifier. The numbers for the most frequently used account types are:

  • Savings/Shares: 01
  • Savings/Quarter Plus: 03
  • Savings/Vacation: 11
  • Christmas Club: 02
  • Checking: 10, 20, 25, 30
  • IRA: 70
  • Certificates (CD's): 50, 51, etc.
  • Loans: 01, 02, 03, etc.

*Message and data rates may apply.


Open an Account

Are you ready to make the switch to better banking? Fortunately, it's simple!


Apply for a Loan

Whatever you want to finance, applying for a loan online is fast and easy.