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Vehicle Loans

Get into a new ride with a vehicle loan from Telcoe. We offer competitive rates and flexible terms. Apply today for a great auto loan rate.

Apply for Purchase Pre-Approval Auto Refinance Savings Quote 

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AUTO LOANS

Take the wheel on your next adventure with our great rates. Whether it's a new or used car, truck or motorcycle, we can help you finance it and even refinance your current loan. As a member-owned credit union, our loyalty is to you, not the dealerships. 

Apply Now View Rates 
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GET APPROVED TODAY

  • Competitive low, fixed rates 1 on new and used 2 vehicles and motorcycles
  • Choose from a wide range of repayment terms to fit your needs
  • Pre-approval and resources for extra bargaining power at the dealership
  • Purchase from:
    • An individual
    • Online
    • In or out of state
  • $15 application fee
  • Turnaround time in as little as 1 hour, depending on the type of purchase 3
  • Helpful loan advisors with working knowledge of local auto market
  • Local, Arkansas decision making and processing
  • Friendly, attentive service from start to finish
  • 5 Steps to Prepare for a Big Purchase
  • Every December we offer a SKIP-A-Payment option

budget
  Sample Payments

APR AS LOW AS*     APPROX. LOAN PMT.
($20,000 LOAN)
2.40% 36 months          $576.38
2.40% 48 months   $437.43
2.60% 60 months   $355.86
3.54% 72 months   $308.77

BUYING TIPS

Personal Assistance
We can assist with a vehicle purchase or refinance. We can also offer up to 90 days of no payments.

  • Email loans@telcoe.com to enter vehicle information.
  • We would be happy to assist you in person or over the phone during business hours.

Buying Advice
Telcoe is here to help you navigate the winding roads of car buying.

How much do you want to pay monthly?

  Calculate your payment 


REFINANCE YOUR AUTO

It's easy! The entire process can be completed online, over the phone or email. We are here to help save you money. No matter your credit score, we offer competitive rates.

Request a Refinance Savings Quote
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Moving Your Loan to Telcoe

  • Competitive low, fixed rates on vehicles, motorcycles, RV
  • Choose from a wide range of repayment terms to fit your needs
    • Payroll deduction payments 
    • Coupon book
    • Auto pay from your checking, etc 
  • Option to defer your first payment up to 90 days
  • No prepayment penalty
  • $15 application fee +$15.10 title transfer fee
  • December Skip-A-Payment Offer

Example of savings -Loan Amount $35000 :

Current Rate 5.49% Term 60mo Payment $668.30 

Moving your loan to Telcoe:

New Rate      2.65%  Term 60mo Payment $623.52

Savings of $53.47 per month by moving your vehicle loan to Telcoe.

*APR=annual percentage rate.  Rates quoted as of 6-17-2022.  Assumption above is for a new 2022 vehicle.  Rates subject to change at anytime. The loan rate is based on the credit score, application, loan to value, collateral, etc. 

 

 

 

budget
  Sample Payments

APR AS LOW AS*     APPROX. LOAN PMT.
($20,000 LOAN)
2.74% 36 months          $562.37
2.99% 48 months   $442.57
2.99% 60 months   $359.27
3.74% 72 months   $310.52

ADDITIONAL COVERAGE

Enjoy greater peace of mind, knowing you and your loved ones are covered.

 

Investments/Insurance/Warranties: Not NCUA Insured • Not Credit Union Issued, Guaranteed or Underwritten • May Lose Value
1 Rates shown are Annual Percentage Rates (APR). Rates will vary depending on credit worthiness and are subject to change without notice. Loan terms available may vary depending on amount borrowed, the length of contract, credit history, and payment method. All loans are subject to approval. Regular terms and conditions apply. Telcoe Federal Credit Union is an Equal Opportunity Lender.
2 Older models may apply, please see loan representative for more details.
3 Turnaround time frames may vary based on the amount of time it takes to get the required paperwork and documentation to our loan department.

 


TRUE CAR

You already come to us for great rates on car loans. Now you can join thousands of other smart shoppers by taking advantage of exclusive discount pricing when you use our hassle-free car buying service powered by TRUECar®.

LEARN MORE
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CAR BUYING MADE SIMPLE

How does it work?

Finding a new or used car is simple with our auto buying service. 

  • Find your car
  • Lock in Savings
  • Secure your Financing with one of our friendly loan officers
  • Get your Car

SEARCH FOR YOUR NEW CAR

Start taking advantage of our discount pricing and begin the search for your new or used car today.

Find a NEW car  Find a USED car


 

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