Vehicle Loans
Get rolling in a new ride with a vehicle loan from Telcoe. We offer competitive rates and flexible terms. Apply today for a great auto loan rate.
Apply for Purchase Pre-Approval Auto Refinance Savings Quote
Telcoe Auto Loan Benefits
Calculate Your Auto Loan
Your estimated monthly loan payment is: $734.00
Total interest paid over the life of the loan: $1,500.00
Car Loan Details
Get great rates, and Telcoe’s great Arkansas service, on new and used auto loans:
- Competitive fixed rates1 on new and used2 vehicles and motorcycles
- Choose from a wide range of monthly payment terms to fit your needs
- Pre-approval and resources for extra bargaining power at the dealership
- Purchase online, private transactions, buy in or out of state
- $15 application fee
- Turnaround time in as little as 1 hour3
- Stress-free buying tips & online research tips
- SKIP-A-Payment option every December
Click below to get started!
Apply NowAuto Loan Rates
Do you need to upload your auto insurance, change agents, or receive a
letter of missing insurance on your vehicle loan?
AUTO FINANCING TIPS
Personal Assistance
- We can assist with a vehicle purchase or refinance and offer up to 90 days of no payments
- We would happily assist you in person or over the phone during business hours
Buying Advice
Telcoe is here to help you navigate the winding roads of car purchasing.
- Look at www.telcoe.truecar.com to get the best possible deal
Sample Payments
| APR as low as* | Loan Term | Loan Payment ($25,000 LOAN) |
|---|---|---|
| 3.99% | 36 months | $738.08 |
| 4.76% | 48 months | $573.12 |
| 5.34% | 60 months | $475.79 |
| 5.60% | 72 months | $409.72 |
Rates quoted above are for sample purposes only. For a quick rate quote, please call us at 501-375-5321.
Refinance Your Auto Loan
It's easy to refinance your loan! The entire process can be completed online, over the phone, or by email. We are here to help save you money. No matter your credit score, we offer competitive rates.Request a Refinance Savings Quote
Transfer Your Loan to Telcoe Federal Credit Union
- Competitive low, fixed interest rates on vehicles, motorcycles, and RVs
- Generous financing terms
- Choose from payroll deduction payments, coupon book, auto payment from checking, etc
- Option to defer your first payment for up to 90 days
- No prepayment penalty
- $15 application fee +$15.10 title transfer fee
- December SKIP-A-Payment option
Example of Savings from an Auto Refinance Loan
Savings of $45.24 per month by moving your vehicle loan to Telcoe.
| Current loan | Moving Your Loan to Telcoe |
|---|---|
|
Loan Amount: $35,000 |
|
|
Current Rate: 8.99% APR, Term 60mo |
New Rate: 5.84% APR, Term 60mo |
|
Current Payment: $726.63 |
New Rate: 5.84% APR, Term 60mo |
*APR=annual percentage rate. Rates quoted as of 3-14-2025.
Assumption above is for a new 2025 vehicle. Rates subject to change at anytime. The loan rate is
based on the credit score, application, loan to value, collateral, etc.
ADDITIONAL COVERAGE
Enjoy greater peace of mind, knowing you and your loved ones are covered.
Investments/Insurance/Warranties: Not NCUA Insured • Not Credit Union Issued, Guaranteed or
Underwritten • May Lose Value
1 Rates shown are Annual Percentage Rates (APR). Rates
will vary depending on credit worthiness and are subject to change without notice. Loan terms
available may vary depending on amount borrowed, the length of contract, credit history, and payment
method. All loans are subject to approval. Regular terms and conditions apply. Telcoe Federal Credit
Union is an Equal Opportunity Lender.
2 Older models may apply, please see loan
representative for more details.
3 Turnaround time frames may vary based on the amount
of time it takes to get the required paperwork and documentation to our loan department.
TRUE CAR
You already come to us for great rates on car loans. Now you can join thousands of other smart shoppers by taking advantage of exclusive discount pricing when you use our hassle-free car buying service powered by TRUECar®.
LEARN MORE
CAR BUYING MADE SIMPLE
How does it work?
Finding a new or used car is simple with our auto buying service.
- Find your car
- Lock in Savings
- Secure your Financing with one of our friendly loan officers
- Get your Car
Find a NEW car Find a USED car