Now that you've had the chance to learn more about Telcoe, and our dedication to helping the Arkansas community grow and thrive, you're ready to make the switch. Fortunately, it's simple!


Before you can become a member, you must open a Prime Savings account. This will officially establish your membership and make you a co-owner of Telcoe FCU. Then you can begin looking into a wide range of other Telcoe products and services!

You will need an Arkansas driver's license or Arkansas state-issued ID to apply for membership and a Financial Institution Account and Routing number in your name to draft your initial deposit (we do not take debit/credit cards for initial deposit). If you do not have this, please contact our offices before proceeding. Please note, if your initial deposit is returned, you will incur fees.


If you'd like to learn more about Prime Savings before committing, please click the LEARN MORE button below. If you're ready to join us, please click the OPEN NOW button below. 

Learn More   Open Now

Once You've Joined Telcoe FCU

Now that you're a member, start looking around and deciding which of our products or services will simplify your life and support you in reaching your goals.

Why a Credit Union?

Credit unions are not-for-profit, community institutions. Large bank chains tend to see their customers as one individual trail of numbers in their massive bottom line. At Telcoe Federal Credit Union, our members aren't just co-owners in this enterprise, they're our friends and neighbors. This is why we put any additional monthly earnings right back into Telcoe, in the form of higher deposit rates, lower loan rates, anytime-access services, and tons of other educational resources that keep your accounts secure and growing.

Credit Unions provide an increasingly diverse array of services:

  • Lower APR on most loan types, including mortgages, auto loans, and credit cards
  • Better rates of return on savings accounts and certificates of deposit
  • Low-fee or no-fee checking accounts and ATM access
  • Low or no minimum balances to maintain accounts
  • Dividends are paid to members, not shareholders