Back-to-School Loans
Summer’s over, and it’s time to hit the books. A Back-to-School loan helps pay for the essential school supplies you or your loved one needs to succeed in the classroom this year.
Make the Grade with a Credit Union Back-to-School Loan
Some Extra Credit to Help Pay for Rising Back-to-School Essentials
The start of school is an exciting moment for both students and parents. It can also be an expensive time of year — costs for school supplies, books, clothes, computers, and other essentials add up fast and can often catch you off guard.
Skip the start-of-class squeeze. A Telcoe Back-to-School personal loan allows you to borrow the money you need for school expenses upfront and make easy, predictable payments at rates lower than those charged by a credit card.
With a Telcoe Christmas Loan, you can:
- Borrow up to $1000
- Fixed interest rates
- Easy repayment options
- Same day approval and funding*
- $15 loan origination fee/credit report fee
It pays to do your homework when it comes to school expenses. Get the supplies you need with a Back-to-School Loan from Telcoe Federal Credit Union. Apply today!
Telcoe Federal Credit Union Back-to-School Loan Rates
| TYPE | APR | AMOUNT | TURNAROUND TIME | TERMS |
|---|---|---|---|---|
| Back to School | As low as 8.54% | $1000 | As quick as same day | 12 months |
Do the Math With Our Back-to-School Loan Calculator
Enter your desired loan amount and interest rate into our Back-to-School Loan Calculator and see how much you will need to pay back on your loan every month.
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"Awesome people who care about our local community. Best rates. Best customer Service. Very well organized!!"
– Randall R., Russellville, Arkansas
★★★★★
"I've been with Telcoe since 2012 and they have been very good to me. They are very quick and friendly."
– Jerry P., Russellville, Arkansas
★★★★★
"Always the very best customer service!! Friendliest and most helpful staff you could want! Five stars in every category!"
– Rebecca M., Little Rock, Arkansas
Back-to-School Loan FAQs
What is a Telcoe Federal Credit Union Back-to-School Loan?
Telcoe’s Back-to-School Loan is designed to help families absorb the cost of books, new clothes, computers, and other education essentials at the start of the school year. Like our other personal loans, a Back-to-School Loan offers speedy access to credit without having to put up collateral, and at a lower APR** than a credit card.
How much can I borrow with a Back-to-School Loan?
You can borrow up to $1,000 with a Back-to-School loan, depending on your needs and the strength of your credit.
What is the maximum term for a Telcoe Back-to-School Loan?
Back-to-School Loans are offered with terms up to 12 months.
How are funds paid out for Back to School Loans?
Once approved, funds are dispersed as a single lump sum directly into your Prime Savings Account.
How are Back-to-School Loans repaid?
Back-to-School Loans are fixed-rate loans. That allows borrowers to make a single, fixed monthly payment for the duration of their loan term, making it easier to budget and to plan ahead for other priorities.
Who is eligible to join Telcoe Federal Credit Union?
Telcoe Federal Credit Union proudly serves various large and small employer groups, organizations, charities, and counties throughout Arkansas. If you’re employed by one of our Select Employer Groups, you could be eligible to join Telcoe and enjoy our membership benefits.
Membership is also open to you if you live, work, attend school or worship in the state of Arkansas. You must have an Arkansas driver’s license or state-issued ID.
Have questions? We’re here to help — just contact us!
Handle Your School Expenses the Smart Way with Telcoe
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