Vacation Loans
Ready to broaden your horizons?
Exciting travel options are closer
than you think with a low-rate Vacation Loan from Telcoe Federal Credit Union.
Your No. 1 Destination for Vacation Funding
Take Off for Less with a Vacation Loan
Everyone needs a break. Why put your getaway plans on hold? Telcoe Federal Credit Union’s Vacation Loan will get you to the places you dream about sooner!
It’s easy. Simply borrow funds for your vacation now, and repay your loan over twelve months or less with affordable monthly or semi-monthly payments.
- Fixed interest rates
- Same day approval and funding*
- No penalty for early payoff
- $15 loan origination fee/credit report fee
- Make payroll payments for extra low rates
Ready to head out to the Ozarks or explore further afield? Don’t let high-interest credit card debt spoil your holiday memories. Opt for our Vacation Loan with flexible repayment terms today!
Check Out Our Low Vacation Loan Rates
| TYPE | APR | AMOUNT | TURNAROUND TIME | TERMS |
|---|---|---|---|---|
| Vacation | As low as 8.54% | $500 to $2,500 | Same day when credit allows | up to 12 months |
All deposit rates are variable and subject to change at any time.
Know Before You Go With Our Vacation Loan Calculator
Enter your desired loan amount and your expected interest rate into our Vacation Loan Calculator to see how much you will need to pay back every month.
★★★★★
"I have been doing business with Telcoe Federal Credit Union for years. This institution truly cares about their customers!"
– Rex L., Little Rock, Arkansas
★★★★★
"Excellent, personal, service! They are always fast and friendly, with competitive rates."
– Josh P., Little Rock, Arkansas
★★★★★
"Best customer service I've ever received from a banking institution."
– Brian T., Little Rock, Arkansas
Vacation Loan FAQs
What is a Telcoe Federal Credit Union Vacation Loan?
A Telcoe Vacation Loan is a type of personal loan to cover travel-related expenses. A Vacation Loan makes taking a break more affordable by letting you borrow money for a trip that you pay back over up to 12 months. With low rates and fixed monthly payments, a Vacation Loan will cost you far less in interest than if you charge your holiday expenses to a credit card.
How much can I borrow with a Vacation Loan?
You can borrow up to $2,500 with a Vacation Loan, depending on your needs and the strength of your credit.
What is the maximum term for a Telcoe Vacation Loan?
Vacation Loans are offered with terms up to 12 months.
How are funds paid out for Vacation Loans?
Once approved, funds are dispersed as a single lump sum directly into your Prime Savings Account.
How are Vacation Loans repaid?
Vacation Loans are fixed-rate loans, so your regular payment will always be the same. You will repay the loan in 12 monthly or 24 semi-monthly payments.
Is it a good idea to finance a vacation?
Financing a vacation can be a good idea if you want to take your break sooner rather than later — for example, to fit in with work commitments or coordinate plans with friends or family. It is also a more affordable alternative to financing your vacation using your credit card.
What credit score is needed for a travel loan?
Most lenders look for a credit score of between 630 or higher to approve a Vacation Loan at the best rates. Applicants with lower scores may qualify for a higher APR** or less flexible loan terms. If you are currently delinquent with a creditor it helps to become current
Who is eligible to join Telcoe Federal Credit Union?
Telcoe Federal Credit Union proudly serves various large and small employer groups, organizations, charities, and counties throughout Arkansas. If you’re employed by one of our Select Employer Groups, you could be eligible to join Telcoe and enjoy our membership benefits.
Membership is also open to you if you live, work, attend school, or worship in the state of Arkansas. You must have an Arkansas driver’s license or state-issued ID.
Have questions? We’re here to help — just contact us!
Ready to Make Your Getaway With Telcoe?
More Loan Options
Credit Cards
Whether you’re looking to save money with low rates, boost your credit, or consolidate debt, Telcoe has a Mastercard® that's perfect for your needs.
Secured Personal Loans
Are you finding it difficult to establish or rebuild your credit?
A Telcoe Secured Personal Loan is the perfect, low-risk way to build your credit
score.
Home Equity Loans
Need extra cash? Choose our home equity loans for an affordable
way to fund home improvements, vacations, weddings, tuition, and more.