Skip to main content

Personal Checking

Find a perfect fit with convenient checking accounts designed for your unique financial lifestyle.

Compare Accounts 

Image placeholder
 

UNLIMITED CHECKING

You asked! We delivered! Now you get an account that gives you free online bill pay, free debit card, no minimum balance requirement, and the ability to have no monthly fee.*

OPEN IN MINUTES Compare Accounts
happy couple

DETAILS

  • ATM Fee Refunds (Up to $10 is refunded on the last day of every month)
  • Free Online Bill pay
  • Free eStatements (Paper statements are available at a monthly fee of $3.00)
  • Discounted Medallion Service

$100 minimum deposit to open
$500 monthly electronic deposits required

$6 monthly fee* - waived if the following criteria are met:

  • Electronic deposits 2 of $500 or more are deposited during the month and 15 or more debit card purchases are made during the month

1 Subject to approval.
2 Electronic deposits do not include debit card or ATM deposits.


BASICALLY AWESOME CHECKING

No minimum balance or electronic deposits needed, no monthly debit card fee, and Telcoe's online services, this account is....basically awesome!

OPEN IN MINUTES Compare Accounts
happy couple

DETAILS

  • Checking with no minimum balance and unlimited transactions
  • No electronic deposit requirement
  • Free eStatements (Paper statements are available at a monthly fee of $3.00)
  • Online Bill Pay (available for $5.95 per month fee waived for first 30 days)
  • Discounted Medallion Service

$50 minimum deposit to open
$6 monthly fee is assessed on the first day of each month

1 Subject to approval.


MARKET INVESTOR CHECKING

Want your cake and eat it too? Increased dividend earning potential on your balance up to $10,000. We want to WOW you with a higher than average dividend paying checking account that has the ability to have no fees and free services.*

OPEN IN MINUTES Compare Accounts
man holding money

DETAILS

  • Earn dividends (see our rates)
  • Free eStatements (Paper statements are available at a monthly fee of $3.00)
  • Discounted Medallion Service

$1,000 minimum deposit to open
$1,000 monthly direct deposit needed
*$6 monthly fee - waived if either of the following criteria are met:

  • Electronic deposits2 of $1,000 or more are deposited during the month and 15 or more debit card purchases are made during the month
  • Aggregate balance in the membership is $10,000 or more 

1 Subject to approval.
2 Electronic deposits do not include debit card or ATM deposits


BUDGET DRAFT ACCOUNT

Telcoe's Budget Draft Account is a separate bill paying account where the only withdrawals are from automatic debits you schedule for your home or rent, vehicle, utilities, credit cards, etc. It is the easiest way to set aside money to pay bills.

OPEN IN MINUTES Compare Accounts
couple with laptop

DETAILS

  • No minimum balance
  • Free eStatements (Paper statements are available at a monthly fee of $3.00)
  • Online Bill Pay (available for $5.95 per month - Fee waived for first 30 days)
  • Discounted Medallion Service

    $50 minimum deposit to open
    $400 per month direct deposit required
    $6 monthly fee (waived if the average daily balance in the account is $750) 

1 Subject to approval.


STUDENT CHECKING

This account ACES the test! Start your student on the right financial foot with our Student Checking -  your 4.0 GPA solution to teaching your child good financial habits early on. Opening this account should be at the top of your Freshman year to-do list! 

OPEN IN MINUTES Compare Accounts
student

SMART CHECKING

  • 13-17 year old students
    • Parent/Guardian must agree to be joint owner on the account and overdraft share transfer setup to their existing membership.
  • No minimum balance
  • No electronic deposit requirement
  • Free eStatements (Paper statements are available at a monthly fee of $3.00)
  • Discounted Medallion Service

$25 minimum deposit to open

18th Birthday Celebration
The account will automatically be upgraded to a Basically Awesome Checking and subject to its disclosures and fee schedule. If the student is still in school, please contact us to explore other options.

1 Some exclusions may apply.
2 Student checking has lower daily limits.


GOLDEN PLUS CHECKING

You've worked hard — now it’s time to reap the benefits. Earn competitive dividends, free e-services, free box of paper checks each year, and more.

OPEN IN MINUTES Compare Accounts
senior couple

AMAZING BENEFITS

$100 minimum deposit to open
Direct deposit required to open 1

1 Social Security, Retirement, or Net Payroll Direct Deposit.
2 Subject to Approval
3 Limited to Golden Plus style checks.


Checking Comparison

  Market Awesome Budget Unlimited Student Golden
  Free Debit Card               
  Earns Interest              5 
  Ability to be Free               
  No Min. Balance              
  Free Bill Pay      4          
  Electronic Deposit Req'd              
  Monthly Fee   1   1   1   1   1   
  No Surcharge ATMs              
  Open Account Open Account Open Account Open Account Open Account Open Account
1 $6.00 per month.
2 Some exclusions may apply.
3 Electronic deposits do not include debit card or ATM deposits
4 Online Bill Pay is $5.95 per month if opt in
5 Earns dividends on balances over $1,500

 

Open an Account

Are you ready to make the switch to better banking? Fortunately, it's simple!

Open

Apply for a Loan

Whatever you want to finance, applying for a loan online is fast and easy.

Apply