APY = Annual Percentage Yield. APR = Annual Percentage Rate. Rates effective as of 11/01/2017 and subject to change at any time. Fees may reduce earnings. 

Kasasa CashLearn More

Balance Dividend Rate APY
Balances up to $10,000 1.992% 2.01%
Balances over $10,000 0.25% 2.01% - 0.41%
All balances if qualifications aren't met 0.01% 0.01%

Qualifications

Earning the full rewards is so easy, you're probably already doing it! To earn your rewards, simply do the following activities and transactions in your Kasasa Cash account each monthly qualification cycle:

  • Have at least 12 debit card purchases post and settle
  • Be enrolled and receive e-statement notice
  • Be enrolled and log into Telcoe Online Banking

If you don't meet the qualifications one month, don't worry. There is no penalty, and you still have a free checking account that earns our base interest rate. Plus, you can get back to earning really high interest and nationwide ATM fee refunds the very next month.

Deposit Accounts

Account APY Dividend Rate
Golden Plus Checking $1,500 and up 0.05% 0.05%
Club Account 0.10% 0.10%

All deposit rates are variable and subject to change at any time

Prime Savings AccountLearn More

Balance APY Dividend Rate
$5.00 - $500 0.05% 0.05%
$501 To $49,999 0.10% 0.10%
$50,000 & Up 0.15% 0.15%

All deposit rates are variable and subject to change at any time

Quarter Plus AccountLearn More

Balance APY Dividend Rate
$2,500 - $9,999 0.85% 0.85%
$10,000 - $49,999 0.90% 0.90%
$50,000 - $99,999 1.01% 1.00%
$100,000-$499,999 1.11% 1.10%
$500,000 and up 1.16% 1.15%

 

All deposit rates are variable and subject to change at any time

Health Savings AccountLearn More

Balance APY Dividend Rate
$0.00 - $2,499 0.10% 0.10%
$2,500 To $9,999 0.25% 0.25%
$10,000 & Up 0.25% 0.25%

All deposit rates are variable and subject to change at any time

Youth Savings AccountLearn More

Balance APY Dividend Rate
$5.00 - $500 0.05% 0.05%
$501 To $49,999 0.10% 0.10%
$50,000 & Up 0.20% 0.20%

All deposit rates are variable and subject to change at any time

Share Certificates of DepositLearn More

Duration Minimum Deposit APY Dividend Rate
182 Days $1000 0.30% 0.30%
1 Year $1000 0.75% 0.75%
2 Year $1000 0.90% 0.896%
3 Year $1000 1.30% 1.292%
4 Year $1000 1.90% 1.882%
5 Year $1000 2.00% 1.980%

 

Penalty for early withdrawal, please see disclosures.

IRA Variable Share AccountLearn More

Balance APY Dividend Rate
$2,500 - $14,999 0.35% 0.35%
$15,000 - $49,999 0.64% 0.64%
$50,000 - $99,999 0.64% 0.64%
$100,000 - $499,999 0.72% 0.72%
$500,000 and up 0.82% 0.82%

All deposit rates are variable and subject to change at any time

IRA Share Certificates of DepositLearn More

Duration Minimum Deposit APY Dividend Rate
182 Days $1000 0.30% 0.30%
1 Year $1000 0.75% 0.75%
2 Year $1000 0.90% 0.896%
3 Year $1000 1.30% 1.292%
4 Year $1000 1.90% 1.882%
5 Year $1000 2.00% 1.980%
2 Year Educ. IRA $1000 0.90% 0.896%
3 Year Educ. IRA $1000 1.30% 1.292%
4 Year Educ. IRA $1000 1.90% 1.882%

 

Penalty for early withdrawal, please see disclosures.

Personal LoansLearn More

Type APR Amount Turnaround Time Terms
Signature As low as 7.00% $200 to $6,000 same day when credit allows up to 30 months
Credit Builder As low as 12.25% $500 or $1,000 up to 72 hours up to 24 months
Vacation As low as 9.25% $500 to $1,000 same day when credit allows up to 12 months
Christmas As low as 7.75% $500 to $2,000 same day when credit allows up to12 months
Share Savings Secured As low as 2.50% Determined by Collateral up to 24 hours up to 36 months
FHA Title 1 Home Improvement As low as 3.99%   same day when credit & property allows Terms up to 180 months

 

Auto LoansLearn More

Type APR Collateral Turnaround Time Mileage Limits Terms
Pre-Approval Varies Contact Us 1 hour Contact Us 24 to 84 months
New Auto As low as 1.89% on 24 months 2017 or newer 1 hour 10,000 or less up to 84 month terms

Rates based on term selected.

Used Auto As low as 2.75% ON 36 months 2010 or newer 1 hour 80,000 or less 24 to 60 months

Rates based on term selected.

Refinance As low as 1.89% on 24 months 2015 or newer 24 - 72 hours 80,000 or less 36 to 72 months

Rates based on term selected & year mode

 

Recreational VehiclesLearn More

Type APR Turnaround Time Terms
Boat As low as 6.25% up to 24 hours up to 120 months
Recreational Vehicle As low as 6.25% up to 24 hours up to 120 months
Motorcycle As low as 7.24% up to 24 hours up to 60 months

Mortgage LoansLearn More

Term Rate
Conventional 30-year Contact the credit union for current rates.

Most competitive.

Conventional 15-year Contact the credit union for current rates.

Fast & Friendly Service.

FHA 30-year Contact the credit union for current rates.

Step by step assistance.

FHA 15-year Contact the credit union for current rates.

Over 40 years experience among staff.

When requesting rate also compare Telcoe's closing cost. Please contact our Mortgage Loan Department for current rates and loan specials. (501) 375-5321 or 1 (800) 482-9009.

Credit CardsLearn More

Type
APR
Annual Fee
Mastercard® Prime

6.99% - 16.99%

No Annual Fee
Mastercard® Rewards

8.99% - 16.99%

No Annual Fee
Mastercard® Secured

15.99% - 16.99%

No Annual Fee
Legacy Mastercard® As low as 12.96% No Annual Fee
Legacy Mastercard® Premium As low as 6.99% No Annual Fee

Rates shown are Annual Percentage Rates (APR). Rates are variable and subject to change at any time. Loan terms available may vary depending on amount borrowed the length of contract, credit history, and payment method. All loans are subject to approval. Regular terms and conditions apply. Telcoe Federal Credit Union is an Equal Opportunity Lender.

Rates shown are Annual Percentage Rates (APR).

Mastercard rates are variable and subject to change at any time.

Loan terms available may vary depending on amount borrowed the length of contract, credit history, and payment method. All loans are subject to approval. Regular terms and conditions apply. Telcoe Federal Credit Union is an Equal Opportunity Lender.