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Checking Accounts

Manage your money, your way!  We have the perfect fit for your needs. Open an account today to experience flexible checking that works for you. Manage your money, your way!  Open an account today to experience flexible checking that works for you.

 

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Benefits of Telcoe Federal Credit Union Checking Accounts

At Telcoe Federal Credit Union, we understand that our members have different needs, which is why we offer a variety of checking accounts in Arkansas. Whether you are a young student who is just getting started building your banking history, a senior who is looking for an account with no monthly maintenance fee, or you want to grow your account balance with dividends, we offer several great options with features and benefits that fit your unique goals and lifestyle.


Telcoe FCU Checking Accounts Comparison

       Simply better checking premier checking (dividend)
  Free Debit Card  YES YES
  Earns Interest NO   YES 1
  Ability to be Free  YES YES
  No Min. Balance YES $2500
  Free Bill Pay  YES YES
  Electronic Deposit Req'd NO  YES
  Monthly Fee NO  $102
  Surcharge FREE ATMs  YES YES
  Open Account Open Account
1 Earns 2.00 % APY dividends on balances up to $10,000, 0.05% on balance over $10k. To earn the dividends all  items must be met:  $1500 monthly direct deposit, 15 debit card swipes of $10 or more (cash app/p2p not included), Log in to online/mobile banking once a month. E-statement election,  
2 $10.00 per month charged if the balance drops below $2500.
*Paper statement election for both Simply Better and Premier Checking-$3 per month.

Simply Better Free Checking

You asked! We delivered! Now you get an account that gives you free online bill pay, free debit card, no minimum balance requirement, no electronic deposits needed and no monthly fee.

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Premier (Dividend) Checking  

Enjoy the benefits of a savings account and checking account! Grow your account balance with dividends and make convenient and unlimited check and debit card transactions.

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Overdraft Protection

Every Telcoe Member has a Regular Share Savings Account. This account is the overdraft protection for your Checking Account. Funds will transfer from this savings to pay an item if you are a short for the needed transaction. 

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