Auto Loan Refinance.

Auto refinance loans are popular because they offer a chance to get better rates, change your term, and take advantage of friendly, local service compared to other lenders.

Here's how it works:

• You provide your personal information and details of your current auto loan.
• We check you qualify for lower rates and offer you a new loan amount.
• You choose a new loan term that fits your budget – longer terms mean a lower, more affordable payment while shorter terms mean a higher payment so you're debt-free faster.
• We agree on the new auto loan details and you sign the contract via email.
• We give you the funds via check or bank transfer to pay off your old auto loan in full.
• You start making payments on your new, improved auto loan!

To refinance you will need to upload the following documents HERE or email them to [email protected]:

• Current Auto Registration
• Insurance Card
• Original purchase/finance contract quoting rate now
• Monthly statement/coupon book/etc where your loan is now to show amounts financed

You can get auto refinancing for new and used cars or motorcycles that are 2018 or newer.

The annual percentage rate (APR) you get will be based on your credit score and credit report. Higher scores get the lowest rates – and all our rates are competitive.

We're a not-for-profit credit union and we want the best for our members. So if your credit isn't in the best shape, you can ask our friendly loan officers for advice on how to improve your credit before you apply for your auto loan refinance.