Skip to main content

Youth Accounts-Learn Smart Money Skills Early

The path to financial well-being starts at a young age. Help empower your family today by opening a youth account.

Image placeholder


April is YOUTH month 

Every year we highlight our YOUTH services that can help every family be ready for whatever the future holds. It’s a great way to give kids a solid foundation in how to handle money: encouraging savings and responsible spending.


Request Info  
girl superhero


  • Special savings for young savers up to age 18
  • Teaches kids the importance of saving money from an early age
  • Competitive dividends on entire balance (paid quarterly)
  • 2 free withdrawals per month
  • $10 minimum deposit to open
  • No monthly fee with a deposit at least once a year
  • Youth Account Brochure

  Open a Youth Account 



This account ACES the test! Start your student on the right financial foot with our Student Checking -  your 4.0 GPA solution to teaching your child good financial habits early on. Opening this account should be at the top of your Freshman year to-do list! 

  • 13-18 year old students
    • Parent/Guardian must agree to be joint owner on the account and overdraft share transfer setup to their existing membership.
  • No minimum balance
  • No electronic deposit requirement
  • Free eStatements  
  • $25 minimum deposit to open
  • Low daily card limits set to help teach usage


diamond   18th Birthday Celebration
The account will automatically be upgraded to a Basically Awesome Checking and subject to its disclosures and fee schedule. If the student is still in school, please contact us to explore other options.


  reward hands and dollar signs  CREDIT BUILDING LOANS


 Once 18 years of age, Telcoe Federal Credit Union can help your young adult establish a credit score, credit history and do so in a responsible way.

We offer a CREDIT BUILDER LOAN that can be repaid each month by the student or the parent. The positive pay history is reported every 30 days to Trans Union credit bureau. 

We also offer a SECURED MASTERCARD that is a great way to build positive spending and repayment habits. Talk with a Loan Specialist today. We are happy to answer your questions and help build a plan that is individualized for your student. 

  • No Annual Fee
  • Low Interest Rate
  • Automated Payment Options
  • Fraud Alert Options Available

 Inquire Here 

Virtual On Demand Webinars
  • Minimizing the Cost of College - Previously Recorded-Watch
  • Starting from Scratch: How to Build Credit- Previously Recorded-Watch


YOUTH SAVINGS ACCOUNTS-Open an account for your child or grandchild at Telcoe in the month of April and receive an account opening coloring page, stickers, etc.  

telcoe youth month




Open to high school seniors who plan to attend a university, college, or technical college/school. Funds can be used for any field of study.

To apply for the Telcoe scholarship the high school student must be a member. To join click below or call our office. Deadline to submit a scholarship application is April 30th, 2024.  An announcement of awarded scholarships will be before June 25th, 2024.

Scholarship Inquiry 


HAND STAR  COLORING CONTEST- Your young saver can participate in our coloring contest for chance to win a $20 savings account deposit. You can take a photo of your child's drawing and email to Amanda in our office or return to one of our branches before ________________.




             YOUTH CD            




*APY =ANNUAL PERCENTAGE YIELD, APR=ANNUAL PERCENTAGE RATE $500 minimum deposit-$5,000 maximum deposit per youth membership. E-statement election is required for rate quoted. CD offer is only good during the month of  APRIL in a Telcoe YOUTH account. 



devoted to our YOUTH members and their families. 

Financial Literacy for Kids-Blog article

Financial Literacy for Kids  

Printable Membership Card To Be Returned by Mail


*APY=annual percentage yield.  Rates quoted as of  3-27-2024. Rates subject to change at anytime.


Open an Account

Are you ready to make the switch to better banking? Fortunately, it's simple!


Apply for a Loan

Whatever you want to finance, applying for a loan online is fast and easy.