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Skip your Telcoe loan payment for the month of December

*Telcoe offers Skip-A-Pay, a way to postpone making one month’s payments on your qualifying Telcoe loans.

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A Skip-a-payment means extra cash for the holidays!

Telcoe makes it easy for you to skip a loan payment for the month of December. This payment is then added to the end of your loan term. Our skip a payment program does not impact your credit rating. Instead of charging your holiday purchases this year, you can skip your Telcoe loan payment and pay cash for all holiday items.

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A $35 per loan processing fee is due at the time of submitting your request, and $10 of this fee is donated to Children’s Miracle Network- Arkansas Children’s Hospital.



*Loans Not Eligible For Skip-A-Pay
  • Delinquent loans and late payment history
  • Any type of Real Estate Loan
    st Mortgage, Home Equity or Home Improvement)
  • Consolidation Loans
  • Accounts not in good standing
  • Loans with Skip a Pays in last 11 months
  • Loans with balances less than $1,000
  • Loan must be open for at least 6 months


If you have a 2018 or newer vehicle financed elsewhere with fewer than 80,000 we can lower your rate and defer your payment.  Let us save you money.

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By deferring your December payment(s), I/We understand that interest will still accumulate on the outstanding balance and that taking advantage of this offer may extend the final loan payment by one month. If payments are weekly, bi-weekly, semi-monthly, or monthly, the entire month of payments will be skipped. Payments made through payroll deduction drafted from non-Telcoe accounts or Direct Deposit will be deposited to my savings account for the month. I/We will resume payments as scheduled (the unpaid interest will be collected first), and all the terms and conditions will apply, following the month skipped as indicated above. I/We also understand that by choosing to skip payments on a vehicle loan having a Guaranteed Asset Protection policy, I/We will be responsible for repaying to the Credit Union any skipped payments in excess of the policy limitations or expiration date. I/We understand there is a $35 processing fee per loan which will be added to the loan balance and this fee is included in the finance charge for the billing statement on which the fee appears causing the APR to exceed the contracted rate. I/We accept that all of my/our accounts with Telcoe Credit Union must be in good standing, The Skip-A-Pay is offered as a courtesy service and is not guaranteed and final approval is at the discretion of the Credit Union.


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