Give your house a serious boost in curb appeal and market value. Our flexible terms and local processing will help you get started in no time.


The Details
  • A specialty loan created to help members beautify their homes, increasing their market value
  • No home equity necessary, as long as the loan is used to improve your home
  • Amounts up to $25,0001
  • Flexible repayment terms, up to 180 months
  • We offer 100% financing on:
    • Storm shelters
    • Roof replacements
    • New bathrooms
    • "You name the improvement!"2
  • Helpful loan advisors with strong knowledge of home renovations
  • Local, Arkansas decision making and processing
  • Friendly, attentive service from start to finish
Storm Shelter Financing

Storm Shelters approved by FEMA are eligible for an FHA Title 1 Home Improvement Loan as well. Storm Shelter Financing is quick and easy and the interest can be tax deductible in most cases.3

1Maximum allowed with this loan type is $25,000. Property must be occupied for at least 90 days. We do offer Home Equity loans for higher amounts. Membership eligibility is required. Rates based on term, property type, credit history and loan-to-value. Rates are subject to change at any time. FHA Title 1 loans may be used to finance renovations that substantially protect or improve the basic livability and utility of the property.

2See mortgage officer for list of eligible and ineligible improvements.

3Consult your tax advisor regarding deductibility of interest.