Rates

Kasasa Cash*

BalanceDividend RateAPY
Balances up to $10,000 1.992% 2.01%
Balances over $10,000 0.25% 2.01% - 0.41%
All balances if qualifications aren't met 0.01% 0.01%

To earn your rewards, simply do the following activities and transactions in your Kasasa Cash account each monthly qualification cycle:

  • Have at least 12 debit card purchases post and settle
  • Be enrolled and receive eStatement notice
  • Be enrolled and log into Telcoe Online Banking

Deposit Accounts

AccountAPYDividend Rate
Golden Plus Checking $1,500 and up 0.05% 0.05%
Club Account 0.10% 0.10%

Other Rates May Apply.

Prime Savings Account

BalanceAPYDividend Rate
$5.00 - $500 0.05% 0.05%
$501 To $49,999 0.10% 0.10%
$50,000 & Up 0.15% 0.15%

Quarter Plus Account

BalanceAPYDividend Rate
$2,500 - $9,999 0.75% 0.75%
$10,000 - $49,999 0.80% 0.80%
$50,000 - $99,999 0.92% 0.92%
$100,000-$499,999 1.00% 1.00%
$500,000 and up 1.05% 1.05%

Health Savings Account

BalanceAPYDividend Rate
$0.00 - $2,499 0.10% 0.10%
$2,500 To $9,999 0.25% 0.25%
$10,000 & Up 0.25% 0.25%

Kids Account

BalanceAPYDividend Rate
$5.00 - $500 0.05% 0.05%
$501 To $49,999 0.10% 0.10%
$50,000 & Up 0.20% 0.20%

Share Certificate of Deposit

DurationMinimum DepositInterest PaidAPYDividend Rate
182 Days $1000 Monthly 0.30% 0.30%
1 Year $1000 Monthly 0.40% 0.40%
2 Year $1000 Monthly 0.60% 0.60%
3 Year $1000 Monthly 1.02% 1.015%
4 Year $1000 Monthly 1.25% 1.242%
5 Year $1000 Monthly 1.80% 1.784%

Penalty for early withdrawal.

IRA Variable Share Account

BalanceAPYDividend Rate
$2,500 - $14,999 0.35% 0.35%
$15,000 - $49,999 0.64% 0.64%
$50,000 - $99,999 0.64% 0.64%
$100,000 - $499,999 0.72% 0.72%
$500,000 and up 0.82% 0.82%

IRA Share Certificate of Deposit

DurationMinimum DepositInterest PaidAPYDividend Rate
182 Days $1000 Monthly 0.30% 0.30%
1 Year $1000 Monthly 0.40% 0.40%
2 Year $1000 Monthly 0.60% 0.60%
3 Year $1000 Monthly 1.02% 1.015%
4 Year $1000 Monthly 1.25% 1.242%
5 Year $1000 Monthly 1.80% 1.784%
2 Year Educ. IRA $1000 Monthly 0.60% 0.60%
3 Year Educ. IRA $1000 Monthly 1.02% 1.015%
4 Year Educ. IRA $1000 Monthly 1.25% 1.242%
5 Year Educ. IRA $1000 Monthly 1.80% 1.784%

Regular and Roth/Education IRAs (Penalties may or may not apply to early withdrawal) terms Under 12 Months = 90 Days of Interest / Over 12 Months = 180 Days of Interest).

Personal Loans

TypeAPRAmountTurnaround TimeTerms
Signature As low as 7.00% $200 to $6,000 up to 24 hours up to 30 months
Credit Builder As low as 12.25% $500 or $1,000 up to 72 hours up to 24 months
Vacation As low as 13.25% $500 to $1,000 up to 24 hours up to 12 months
Christmas As low as 13.25% $500 to $1,000 up to 24 hours up to12 months
Secured As low as 2.60% Determined by Collateral up to 24 hours up to 36 months
FHA Title 1 Home Improvement As low as 3.99% up to 24 hours if under $7500 Terms up to 180 months

Auto Loans

TypeAPRCollateralTurnaround TimeMileage LimitsTerms
Pre-Approval Loan rates are based on your Trans Union

credit score, year model, term, amount financed, etc.

Contact Us 1 hour Contact Us 24 to 84 months
New Auto As low as 1.69% on 36 months 2016 or newer 1 hour 10,000 or less up to 84 month terms

Rates based on term selected.

Used Auto As low as 2.45% 2009 or newer 1 hour 80,000 or less 24 to 60 months

Rates based on term selected.

Refinance As low as 1.99% on 36 months 2014 or newer 24 - 72 hours 80,000 or less 36 to 72 months

Rates based on term selected & year model.

Recreational Vehicles

TypeAPRTurnaround TimeTerms
Boat As low as 5.99% up to 24 hours up to 120 months
Recreational Vehicle As low as 7.95% up to 24 hours up to 120 months
Motorcycle As low as 6.99% up to 24 hours up to 60 months

Mortgage Loans

TermRate

When requesting rate also compare Telcoe's closing cost.

Conventional 30-year Contact the credit union for current rates.

Most competitive.

Conventional 15-year Contact the credit union for current rates.

Fast & Friendly Service.

FHA 30-year Contact the credit union for current rates.

Step by step assistance.

FHA 15-year Contact the credit union for current rates.

Over 40 years experience among staff.

Please contact our Mortgage Loan Department for current rates and loan specials. (501) 375-5321 or 1 (800) 482-9009.

Credit Cards

Type
APR2
Annual Fee
MasterCard® Prime

6.99% - 16.99%

No Annual Fee
MasterCard® Rewards

8.99% - 16.99%

No Annual Fee
MasterCard® Secured

15.99% - 16.99%

No Annual Fee
Legacy MasterCard® As low as 12.96% No Annual Fee
Legacy MasterCard® Premium As low as 6.99% No Annual Fee

2Rates shown are Annual Percentage Rates (APR). Rates are variable and subject to change at any time. Loan terms available may vary depending on amount borrowed the length of contract, credit history, and payment method. All loans are subject to approval. Regular terms and conditions apply. Telcoe Federal Credit Union is an Equal Opportunity Lender.

Rate Disclaimer

APY = Annual Percentage Yield

Rates effective as of 05/01/2017 and subject to change at any time.

Fees may reduce earnings

APR = Annual Percentage Rate
Rates will vary depending on credit worthiness and are subject to change without notice. Loan terms available may vary depending on amount borrowed, the length of contract, credit history, and payment method. All loans are subject to approval. Regular terms and conditions apply. Telcoe Federal Credit Union is an Equal Opportunity Lender.
Turnaround time frames may vary based on the amount of time it takes to get the required paperwork and documentation to our loan department.
Older models may apply, please see loan representative for more details.