Get paid in ways that make everyday life sweeter. Earn 2.01% APY1, plus refunds on ATM withdrawal fees nationwide.1

Calculator Rates

Are you a current member of Telcoe Federal Credit Union?

The Details
  • Free checking that pays high dividends
    • 2.01% APY1 on balances up to $10,000
    • 2.01% to 0.41% APY1 on balances over $10,000 depending on balance in account
    • 0.01% APY1 if qualifications aren't met
  • Refunds on ATM withdrawal fees, nationwide (up to $10 monthly)1
  • No minimum balance to earn rewards, ever
  • Free online banking
  • Bill pay available for $5.95 per month
    • Fee waived for first 30 days
  • Free mobile banking
  • Mobile deposit available2
  • Free eStatements
  • Free Mastercard® debit card
  • Unlimited check writing
  • $400 monthly employer/payroll direct deposit required
  • $25 minimum deposit to open

Here’s how you qualify!

Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash account during each Monthly Qualification Cycle:

  • At least 12 debit card purchases
  • Be enrolled in and agree to receive e-statements
  • Be enrolled in and log into online banking

That's it! And if for some reason you don't qualify, don't worry. Your account is still free and you'll still earn our base dividend rate. You can get back to earning your full rewards the very next monthly qualification cycle!

Are you a current member of Telcoe Federal Credit Union?

1APY=Annual Percentage Yield. APYs accurate as of 9/1/2014. Rates may change after account is opened. Minimum to open is $25. If qualifications are met each monthly qualification cycle: (1) Domestic ATM fees incurred during qualification cycle will be reimbursed up to $10 ($4.99 per single transaction) and credited to account on the last day of monthly statement cycle; (2) balances up to $10,000 receive APY of 2.01%; and (3) balances over $10,000 earn 0.25% dividends rate on portion of balance over $10,000, resulting in 2.01% - 0.41% APY depending on the balance. If qualifications are not met, all balances earn 0.01% APY. Qualifying transactions must post to and settle account during monthly qualification cycle. Transactions may take one or more banking days from the date transaction was made to post to and settle an account. ATM-processed transactions do not count towards qualifying check card transactions. "Monthly Qualification Cycle" means a period beginning one day prior to the first day of the current statement cycle through one day prior to the close of the current statement cycle. Monthly direct deposit required to have this account. Limit one account per SSN. ATM receipt must be presented for reimbursement of an individual ATM fee of $5.00 or higher.

2Subject to approval.