Retire in style. Let your contributions earn competitive dividends as long as you like — and avoid paying taxes on earnings at the time of withdrawal.1

The Details
  • Income limits to be eligible to open Roth IRA1
  • Invest "after tax" dollars and let them grow tax-free1
  • Contributions are 100% tax free at withdrawal1
  • You may withdraw your principal and earnings tax-free after 5 years1
  • Withdrawals on dividends can begin at age 59½
  • Early withdrawals on dividends subject to IRS penaltites2
  • No mandatory distribution age
  • No age limit on making contributions as long as you have earned income
  • If the account is below $1000 on December 31st, there will be a maintenance fee

1Consult a tax advisor.

2Certain exceptions apply, such as healthcare, purchasing first home, etc.