Traditional IRA

  • Contributions are generally tax deductible, up to allowable limits1
  • Earnings are tax deferred until withdrawal (when usually in lower tax bracket)1
  • Mandatory distributions begin at age 70½
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Roth IRA

  • Invest "after tax" dollars and let them grow tax-free1
  • Contributions are 100% tax free at withdrawal1
  • Withdrawals on dividends can begin at age 59½
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Self Employment IRA

  • Earn competitive dividends on entire balance
  • Contributions are generally tax deductible
  • Inexpensive to set up and operate
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IRA Share Certificates

  • Highly competitive rates to boost your balance
  • Dividends compounded or paid monthly
  • Rates vary based on term
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1 Consult a tax advisor