Christmas Club Account:
Stuff Some Savings in Your Stocking

Christmas seems to get bigger and more expensive every year, but this year you can prepare yourself for the financial crunch with Telcoe's Christmas Club Account, a savings plan that pays quarterly dividends. The account must be opened before January 31 and no withdrawals are allowed during the club term.

If the account must be closed for any reason during the year, it cannot be reactivated until the next year. By October each year, members can reap the benefits by withdrawing much-needed holiday cash via Telephone Teller, mail, or in person at a branch.

Penalities may or may not apply for early withdrawl.

Insured by an agency of the federal government

Funds on deposit at Telcoe Federal are insured up to $100,000 per member by the National Credit Union Administration (NCUA), an agency of the federal government. The NCUA is one of the strongest insurance funds available in the financial arena.