Dividend Rates
|
| Account |
Annual Percentage Yield |
Dividend Rate |
| |
| $5.00 - $199 |
0.50% APY |
0.50% APR |
| $200 To 10,000 |
1.20% APY |
1.19% APR |
| 10,001& Up |
1.76% APY |
1.75% APR |
| Quarter Plus Account Rates |
 |
|
| $.00 - $2,499 |
0.75% APY |
0.75% APR |
| $2,500 - $50,000 |
1.59% APY |
1.58% APR |
| $50,001 - $500,000 |
1.89% APY |
1.87% APR |
| $500,001 & Up |
2.10% APY |
2.08% APR |
| Club Account Rates |
|
|
| |
1.00% APY |
1.00% APR |
| Certificate Account Rates |
|
|
|
Certificate of Deposit |
Plan
Number |
Minimum
Deposit |
Interest
Paid Freq. |
APY |
APR |
|
182 Days |
3 |
$1,000 |
Monthly |
1.25%
|
1.24%
|
|
1 Year |
7 |
$1,000 |
Monthly |
1.76% |
1.75% |
|
2 Year |
8 |
$1,000 |
Monthly |
2.02%
|
2.00%
|
|
3 Year |
9 |
$1,000 |
Monthly |
2.35%
|
2.33%
|
|
4 Year |
4 |
$1,000 |
Monthly |
2.58%
|
2.55%
|
|
5 Year |
10 |
$1,000 |
Monthly |
3.45% |
3.40% |
|
IRA Certificate
Account Rates (Regular and Roth) * Regular and Roth-Edu.
Penalties: Terms Under 12 Months = 90 Days Over
12 Months = 180 Days |
|
|
|
IRA Certificates |
Plan
Number |
Plan
Number |
Minimum
Deposit |
Interest Paid Freq. |
APY |
APR |
|
182 Days |
73 |
90 |
$1,000 |
Monthly |
1.25%
|
1.24%
|
|
1 Year |
77 |
91 |
$1,000 |
Monthly |
1.76% |
1.75% |
|
2 Year |
78 |
96 |
$1,000 |
Monthly |
2.02%
|
2.00%
|
|
3 Year |
79 |
93 |
$1,000 |
Monthly |
2.35%
|
2.33%
|
|
4 Year |
72 |
94 |
$1,000 |
Monthly |
2.58%
|
2.55%
|
|
5 Year |
80 |
95 |
$1,000 |
Monthly |
3.45% |
3.40% |
| 2 Year Educ.
IRA |
|
92 |
$1,000 |
Monthly |
2.02% |
2.00% |
|
| IRA Variable Share Account Rates |
|
|
| $.00 - $2,499 |
0.75 APY |
0.75% APR |
| $2,500 - $10,000 |
1.65% APY |
1.65% APR |
| $10,001 - 100,000 |
2.10% APY |
2.10% APR |
| $100,001 & Up |
2.65% APY |
2.62% APR |
| Share Draft Checking |
|
|
| $1,500 & Up |
0.75% APY |
0.75% APR |
Loan Rates
|
| Collateral |
APR |
Terms |
| Signature |
7.00%-18.00% |
12-42 Months |
| Line of Credit |
12.95% |
weekly, semi-monthly or
monthly payments |
| Stock Loan |
10.00%
|
34-144 Months |
| Unimproved Property |
10.75%. |
12 Year Maximum |
| FHA Title 1 |
7.50-8.25%
|
36 Months |
| 123 Simple Home Equity |
6.58% |
7 Year Maximum |
| Speedy Home Equity Loan |
4.25% - 6.75% |
3-10 Yrs |
| New / Used Vehicles |
3.99% -9.05%
|
24-72 months |
| New / Used Motorcycle |
9.50%
|
Up to 48 months |
| New Boat |
7.65%
|
54-84 months |
| Used Boat |
10.25%
|
30-54 months |
| New Motor Homes -
SC Campers |
7.65% |
60-120 months |
| Used Motor Homes - SC Campers |
8.45% |
60-120 months |
| There is a 1.000% origination fee on all loan
programs. Rates quoted are for loans amounts $50,000 and above.
Call 501-375-5321, for quotes on loans under $50,000. 45 day
lock-in on all programs quoted. Rates are subject to change
at any time. |
Mortgage
Loans |
Rates |
Points |
| Conventional 30-year |
Contact the credit
union for current rates. |
0.000% |
| Conventional 30-year |
Contact the credit
union for current rates. |
0.750% |
| Sample Annual Percentage Rate (APR) |
Contact the credit
union for current rates. |
|
| Conventional 15-year |
Contact the credit
union for current rates. |
0.000% |
| Conventional 15-year |
Contact the credit
union for current rates. |
0.750% |
| Sample Annual Percentage Rate (APR) |
Contact the credit
union for current rates.. |
|
| FHA 30-year |
Contact the credit
union for current rates. |
0.000% |
| FHA 30-year |
Contact the credit
union for current rates. |
0.750% |
| Sample Annual Percentage Rate (APR) |
Contact the credit
union for current rates. |
|
| FHA 15-year |
Contact the credit
union for current rates. |
0.000% |
| FHA 15-year |
|
|
| Sample Annual Percentage Rate (APR) |
Contact the credit
union for current rates. |
|
Credit
Card Rates
|
| MasterCard |
12.96% APR |
No Annual Fee |
| Premium MasterCard |
6.90% APR |
No Annual Fee |
| APR
= Annual Percentage Rate |
|
|
