Money Management
The tools you need to build a better future.

As a valued member of Telcoe Federal Credit Union, you are eligible for free financial counseling from Accel, our personal money management partner. Accel provides our members with the most comprehensive financial support system possible.

With 45 years of experience behind them, Accel has the personalized answers you need to assist you with a myriad of financial concerns including:

• Personal and family budgeting
• Understanding your credit report and improving your credit score
• Money management
  
• Debt repayment
  
• Housing counseling
  
• Avoiding bankruptcy, foreclosure and repossession

Certified financial counselors are available Monday through Thursday 8 a.m. to 10 p.m. (EST), Friday 8 a.m. to 7 p.m. and Saturday from 9 a.m. to 1 p.m. Call 1-877-33ACCEL (332-2235) to speak with an Accel representative.
 
Debt Management Plan
If you’re having difficulty paying bills or staying current on credit cards, this service could prove invaluable for you. Accel counselors will contact your creditors on your behalf to negotiate concessions and/or work out loan payment agreements. Typically, credit card companies will agree to lower interest, eliminate fees and cease collection activity.
 
Credit Report Review
Accel provides free credit report counseling to assist members in understanding their personal credit report and credit score. The certified financial counselors at Accel will help members resolve inaccurate information, understand how bureaus report information and become more credit worthy.

Accel ™CheckRight
Use this web-based checking account management module to learn how to manage your checking account and keep your figures balanced. Click Here.

Accel™BudgetSmart
Learn to budget your money wisely and spend within your means with BudgetSmart, an easy-to-use software tool designed to help you manage money more effectively. Click Here.
 
For more financial education material, please click here.

CheckRight is a web-based checking account management education module designed to teach you how to manage a checking account. A benefit of membership with Telcoe Federal Credit Union is the FREE access to CheckRight.

Use CheckRight if:
you are looking to open a checking account for the first time or
you have had difficulty handling an account in the past.

Among other things, CheckRight will help you learn how to:

• Open an account
  
• Write checks
  
• Make deposits
  
• Maintain a check register
  
• Reconcile an account
  
• Create a spending plan

CheckRight is a self-study program that allows you to learn at your own pace. Once you have read through the chapters, you will be directed to a quiz that will test your knowledge on checking accounts. You will be able to view the results and you have the option to send the results to the credit union via e-mail. To begin CheckRight, click here.